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Elizabeth Dipp Metzger, Brian Metzger, Andrew Snyder, Berthy Nora Aguirre-Corral, Javier Zubiate and Adam Sheldon are agents of New York Life Insurance Company, and are licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies collectively in the state(s) of Alabama, Arizona, Illinois, Texas, New Mexico, New York, Michigan, Mississippi, and California (Brian CA Insurance License #0G71328). No insurance business may be conducted outside these state(s) referenced.

Elizabeth Dipp Metzger, Brian Metzger, Andrew Snyder, Berthy Nora Aguirre-Corral, Javier Zubiate and Adam Sheldon are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, 201 E. Main Suite 600, El Paso, TX 79901, 915-534-3200, Members FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state(s) of Texas, Alabama, Illinois, New Mexico, New York, Michigan, California and Mississippi. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Elizabeth Dipp Metzger, Brian Metzger, Andrew Snyder and Javier Zubiate are also separately registered as investment adviser representatives with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state(s) of Texas, Alabama, New Mexico, Illinois, New York, California and Michigan. As such, these services are strictly intended for individuals residing in the specific state(s) referenced.

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world. New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody’s Investors Service (Aaa), Standard & Poor’s (AA+). ** Headquartered in New York City, New York Life’s family of companies offers life insurance, retirement income, investments and long-term care insurance. New York Life Investments*** provides institutional asset management and retirement plan services. Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds.

Crown Wealth Strategies is not owned or operated by NYLIFE Securities LLC or its affiliates.

Lizzie Dipp Metzger is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

*Based on revenue as reported by “Fortune 500 ranked within Industries, Insurance: Life, Health (Mutual),” Fortune magazine, 9/12/19. For methodology, please see http://fortune.com/fortune500/.
**Individual independent rating agency commentary as of 9/12/19.
***New York Life Investments is a service mark used by New York Life Investment Management Holdings LLC and its subsidiary, New York Life Investment Management LLC.